Remember last year, when every month I would update y’all on my debt repayment? and how I was planning on being credit card debt free by the end of May?
….lol.
I’ve been stupid. Like… actually stupid. Prior to last year I was more oblivious to money than I am now, so I have no excuse. I started thinking about the differences in where I’m at now and where I was at a year ago and I realized… well, duh! I posted about it. I had accountability. I never wanted to post that my credit card had gone up instead of down, so I worked hard.
So as long as you promise not to judge me for where I’m at now, I’m going to get this debt repayment machine fired up again. I could give you one excuse and reason after another about why my debt is where it is, but I don’t think I need to explain myself. I do want to say, though… that it’s not a spike in materialism. Most of it are travel expenses that I meant to pay off right away and then didn’t. but still. Here we go.
August 3, 2016
VS Credit Card: $82.80
SW Credit Card: $3,089.04Â
Car Loan: $15,509.22
Total debt: $18,681.06
Looking at that is like stepping on a scale after vacation, you know? but you have to face the numbers and the facts and see where you’re at. So here we go. Let’s knock out some debt.
I have faith you can do it!! Focus on moving forward and making smart financial decisions! We’ve all been there! We’ve struggled since paying off my car by not scraping the bucket.
liz @ j for joiner
life is full of ups & downs… you got this! the important thing is that you’re getting back on track & not just saying “oh well” and continuing on! 🙂
Don’t feel guilty girl, I am not as brave as you to post that school loan debt that will probably take me into my 40s before I pay off lol. Proud of you for getting back at it!