November 28th, 2016
Car Loan: $17,259.55
Credit Card Debt: $2,258.58
Total: $19,518.13 {-6.24%}
December 30th, 2016
Car Loan: $17,205.22 {-.43%}
Credit Card Debt: $320.64 {-85.80%}
Total: $17,525.86 {-10.20%}
I feel like I just want to let these numbers speak for themselves but I really can't. A few months ago, I sat and figured out how much I made and how much I owed on things and I felt like I was NEVER GOING TO GET OUT. So I called and cancelled some things (JustFab & Julep) and decided I just needed to work my butt off. and I wish I could say that this was COMPLETELY because of my hard work, but honestly I reached a settlement with my car accident and put that money towards my credit card. I debated whether or not I should save some and spend it on myself but guess what. I spent it on MY FUTURE.
My car loan didn't go down much because I'd paid half of it in November, so I only had to pay half of it.
Can I just say that listening to Dave Ramsey is serious motivation. I listen to people scream about being debt free and hear him answer questions and rant about things and it is so encouraging. I'm in the middle of The Total Money Makeover, which I am so excited about finishing because Justen got me the new Rachel Cruze book, Love Your Life Not Theirs for Christmas and I'm excited to read THAT, too.
I'm just so excited to pay off my credit card. Like… I want to have a no more credit card party.
I also have been so excited to get paid not so I could have money to spend but so I could have money to pay off more of my credit card and see that number go down. I'm one of those people now, I guess 😀
Cannot wait for 2017 and what it will bring for my financial peace journey! Do you have any financial goals for the year?
