March 2018 Debt Repayment Recap

This month was all about maintaining. We’ve still been treading water waiting for more hospital bills to roll in. But the good news is that even when we’re paying minimum payments, the number goes down.

Two things have happened behind the scenes this month:

  1. I decided to create Poshmark Paydays for myself. As fun as it is transferring $15 or $20 or $38 dollars a few times a day, it’s made me a little out of touch with how much money I’ve been making. Now I transfer my balance every other Thursday (so it’ll hit on Friday). It helps me feel more like I have a job and less like I’m just casually making side money.
  2. I started squirreling away (small amounts of) money to eventually pay off my phone, which doesn’t allow additional payments. Because it has to be paid in full, I started the process to saving up the $700 to pay it off.

Here’s something really exciting. We’re under $20,000!!!! This month has felt so mundane with our debt repayment that this little victory is exactly what we need to stay the course.

Stephanie’s Phone: 779.02 744.02 {-4.49}
Justen’s Car:  5,619.12  5399.22 {-3.91%}
Stephanie’s Car: $14,144.65 13,647.05{-3.51%}

Total: $20,542.79 19790.29 {-3.66%}

2018 Total Payoff: $23,661.40 $19,790.29 {-16.36%}

 

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1 Comment

  1. Bailey @ Becoming Bailey
    November 11, 2018 / 11:45 am

    Congrats!!!!

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